Does anyone know where i can find a site or program that has easy web design templates for dummies?

I want to design a web page but want to use a template that will make the process as painless as possible, and easy to use? Any ideas?

Web designing for dummies 2.0 . html,xhtml,css%$#?

I’d like to learn a little more about web programming. I’d like to be self taught and wanted some advice as to what books would set me on the right path. Websites, videos, any resource that I could possibly use would be great. Is formal schooling required??