when web designing,is it better to use existing templates or design from scratch?

i have a few domains that am trying to develop but am not sure whether its better to design a website from scratch or use templates from a web host company. Lorenzo http://www.welcometoinsurance.com http://www.welcometoapartments.com

Is there a software that will scan business cards from my existing scanner?

I already have a scanner and a ton of business cards. I do NOT want to buy a business card reader but instead use my existing scanner. I want the software to organize the info into some type of database, also I want to be able to use it across our network in the office. [...]